Risks and uncertainties are part of life's great adventure -- accident, illness, theft, natural disaster - they're all built into the working of the Universe, waiting to happen. Insurance is man’s answer to all the vagaries of life which at least prepares us for the uncertainties and its aftermath.
Life Insurance serves dual purpose - not only it provides financial protections to the family members in case of premature death of earning member but also provides long term saving for your financial and retirement plan. Life insurance policy is a contract typically between an individual (called the insured) and the insurance company (called the insurer), where the insurance company promises to pay a sum of money to the insured's nominee, in the event of the insured's death.
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